伦敦保险协会战争险条款(空运货物)(邮递除外)

承保风险

1 本保险，除以下2款规定的外，包括由下列因素造成的对保险对象的一切损失或损坏的风险：
1.1 战争、内战、革命、叛乱、暴动、或由此引起的内乱，或由某一好战国采取的或针对某一好战国的任何敌对行为
1.2 由1.1款承包风险引起的俘获、扣押、拘捕、限制或扣留，以及由此产生的后果或任何企图
1.3 海上遗弃物水雷、鱼雷、炸弹或其他海上遗弃的战争武器

免责条款

2 在任何情况下本保险均不包括
2.1 因被保险人故意违法行为造成的损毁或费用
2.2 保险对象重量或总量的普通漏损、损失或普通磨损
2.3 保险对象包装或准备的不足或不适当造成的损毁或费用(就本条款2.3而言，“包装”应认为包括集装箱或装货箱的理仓，不过这样的理仓只有在本保险开始之前执行，或由被保险人或其服务者执行)
2.4 由保险对象的固有瑕疵或性质造成的损毁或费用
2.5 由于飞机集装箱或装货箱在安全运输保险对象之不当而造成的损毁或费用，保险对象在装货时被保险人或其服务者是暗知这种不当的。
2.6 由于耽搁造成的损毁或费用，即使这种耽搁是由于保过险的风险引起的
2.7 由于货主、管理者、租借人或飞机经营者的财务违约而无力偿还所造成的损毁或费用
2.8 基于航程或冒险损失或受阻的任何索赔
2.9 由于使用任何战争武器，利用原子或核裂变或聚变，或其类似反应，或放射性力或物质引起的损毁或费用

持续时间

3 3.1 本保险
3.1.1 只有当保险对象及任何已装上飞机的部分空运保险开始时才开始
并且
3.1.2 根据以下3.2和3.3条款，当保险对象及任何部分在最终卸货地点从飞机上卸了货时才，
或者
从飞机到达最终卸货地点之日午夜起算起有效期15日内终止。
不论先发生什么情况；
不过，
须立即通告承保人和追加保险费，这样的保险
3.1.3 在最终卸货地点没有卸下保险对象，飞机从那里离开时再开始。
并且
3.1.4 根据以下3.2和3.3款，当保险对象和任何部分从最终（或替代的）卸货地点卸货时
或者
从飞机再到达最终卸货地点或飞机在替代卸货地点之日午夜起有效期15日内终止，
不管先发生什么情况。
3.2 若在保险运输期间飞机在中间地点卸下保险对象由飞机或海外船舶转运，那么根据以下3.3款和追加保险金（如果需要的话），本保险直到从飞机到达这样地点之日午夜算起15日内继续有效，但是当保险对象和任何部分在转运飞机和海外船舶上装货时，本保险从那里再开始。在15日期间内，保险对象和任何部分仍在中间地点，只有再卸货后本保险才继续有效。如果货物在规定15日内转运，或者如果本保险按本3.2条款在开始，
3.2.1 在进行飞机转运时，本继续以这些条款的条件为准
或者
3.2.2 在用海外船舶进行转运时，目前协会战争保险条款（货物）应视为构成本保险的组成部分并实用水海上转运。
3.3 若运输合同中的空运是在某一地点而不是合同中商定的目的地终止，该地点应视为最终卸货地点，并且这样的保险应根据3.1.2条款加以终止。若保险对象其后交付给原来的目的地或任何其他目的地，那么在这样运输继续进行之前通告了承保人并追加了保险金，这样的保险
3.3.1 在保险对象已经卸货情况下，当保险对象和任何部分装上了转运飞机上运输时；
3.3.2 在保险对象没有卸货的情况下，当飞机从这样认定的最终卸货地点离开时，
重新开始。
其后这样的保险按照3.1.4条款终止。
3.4 须立即通告承保人并追加保险费（如有必要），在由于根据运输合同执行授予空运承保人特权而出现任何风险偏差或任何变化期间，本保险在这些条款的规定范围内继续有效。
（根据条款3
海外船舶应视为把保险对象从一个港口或地点运到另一港口或地点的船舶，这样的航程包括该船舶行走的海上航道）

4 在本保险开始之后，被保险人改变目的地，须立即通告承保人以某种保险金并按待商定条件暂予保险。

5 本合同所含的任何与2.8，2.9或3条款不符合者应在那种程度上无效。

索赔

6   6.1 根据本保险，欲弥补损失，被保险人必须在遭受损失时具有保险对象的可保权益。
6.2 依据上述6.1，被保险人应有权在执行期间发生保险损失得到弥补，尽管在保险合同结束前发生的损失，除非被保险人了解此损失，而承保人不了解。

7   7.1 若被保险人对本保险的货物投任何增值保险，货物商定的价值应视为增加到本保险具保的总额，而所有涉及本保险损失和责任的增值保险应为保险总额与这样承保总额成比例。
被保险者万一索赔必须向承保人提供根据所有其他保险投保的数额证据。
7.2 本保险为增值的，下列条款适用于：
货物商定价值应认为等于基本保险承保的总额，涉及损失和被保险人投保的所有增值保险以及本保险之责任应为保险总额与这样承保总额成比例。
被保险者万一索赔必须向承保人提供根据所有其他保险投保的数额证据。

保险利益

8 本保险不利于承运人或其他受托人的利益。

使损失减少到最低程度

9 就以下可弥补损失而言，被保险者及其服务人与代理人的责任是：
9.1 采取尽可能合理的措施预防并使这样的损失减少到最低程度，并且
9.2 务使承运人、受托人或其他第三方的所有权利达到很好维护和行使，而承保人除了弥补此处规定的任何损失外，将适当而又合理补偿被保险人在履行这些职责时蒙受的任何费用。
10 保险者或承保人为抢救、保护或回收保险对象之目的而采取的措施不应视为一种放弃或接受放弃，或在其他方面损害任何一方之权利。

避免延迟
11 本保险的一个条件是：被保险人应在自己控制范围内的一切条件下，以合理的运输方式办理。

法律与实践
12 本保险依据英国的法律与实践。

 1/1/82             INSTITUTE WAR CLAUSES (AIR CARGO)
(excluding sendings by Post)

RISKS COVERED
1. This insurance covers, except as provided in Clause 2 below, loss of or damage to the subject-matter insured caused by
 1.1 war civil war revolution rebellion insurrection, or civil strife arising therefrom, or any hostile act by or against a belligerent    power
 1.2 capture seizure arrest restraint or detainment, arising from risks covered under 1.1 above, and the consequences thereof    or any attempt thereat
 1.3 derelict mines torpedoes bombs or other derelict weapons of war.

EXCLUSIONS
2. In no case shall this insurance cover
 2.1 loss damage or expense attributable to wilful misconduct of the Assured
 2.2 ordinary leakage, ordinary loss in weight or volume, or ordinary wear and tear of the subject-matter insured
 2.3 loss damage or expense caused by insufficiency or unsuitability of packing or preparation of the subject-matter insured (for the    purpose of this Clause 2.3 “packing” shall be deemed to include stowage in a container or liftvan but only when such stowage is    carried out prior to attachment of this insurance or by the Assured or their servants)
 2.4 loss damage or expense caused by inherent vice or nature of the subject-matter insured
 2.5 loss damage or expense arising from unfitness or aircraft conveyance container or liftvan for the safe carriage of the subject- matter insured, where the Assured or their servants are privy to such unfitness at the time the subject-matter insured is loaded  therein
 2.6 loss damage or expense proximately caused by delay, even though the delay be caused by a risk insured against
 2.7 loss damage or expense arising from insolvency or financial default of the owners managers charterers or operators of the  aircraft
 2.8 any claim based upon loss of or frustration of the voyage or adventure
 2.9 loss damage or expense arising from any hostile use of any weapon of war employing atomic or nuclear fission and/or  fusion or other like reaction or radioactive force or matter.

DURATION
3. 3.1 This insurance
 3.1.1 attaches only as the subject-matter insured and as to any part as that part is loaded on the aircraft for the commencement of        the air transit insured
  and
 3.1.2 terminates, subject to 3.2 and 3.3 below, either as the subject-matter insured and as to any part as that part is discharged from    the aircraft at the final place of discharge
   or
  on expiry of 15 days counting from midnight of the day of arrival of the aircraft at the final place of discharge,
  whichever shall first occur;
  nevertheless,
  subject to prompt notice to the Underwriters and to an additional premium, such insurance
 3.1.3 reattaches when, without having discharged the subject-matter insured at the final place of discharge, the aircraft departs    therefrom,
  and
3.1.4           terminates, subject to 3.2 and 3.3 below, either as the subject-matter insured and as to any  part as that part is thereafter    discharged from the aircraft at the final (or substituted) place of discharge,
  or
on expiry of 15 days counting from midnight of the day of re-arrival of the aircraft at the final place of discharge or arrival of the aircraft at a substituted place of discharge,
  whichever shall first occur.
3.2 If during the insured transit the aircraft arrives at an intermediate place to discharge the subject-matter insured for on-carriage by aircraft or oversea vessel, then, subject to 3.3 below and to an additional premium if required, this insurance continues until the expiry of 15 days counting from midnight of the day of arrival of the aircraft at such place, but thereafter reattaches as the subject-matter insured and as to any part as that part is loaded on an on-carrying aircraft or oversea vessel.  During the period of 15 days the insurance remains in force after discharge only whilst the subject-matter insured and as to any part as that part is at such intermediate place.  If the goods are on-carried within the said period of 15 days or if the insurance reattaches as provided in this Clause 3.2
 3.2.1  where the on-carriage is by aircraft this insurance continues subject to the terms of these clauses,
   or
3.2.2 where the on-carriage is by oversea vessel, the current Institute War Clauses (Cargo) shall be deemed to form part of this insurance and shall apply to the on-carriage by sea.
3.3 If the air transit in the contract of carriage is terminated at a place other than the destination agreed therein, that place shall be deemed to be the final place of discharge and such insurance terminates in accordance with 3.1.2.  If the subject-matter insured is subsequently consigned to the original or any other destination, then, provided notice is given to the Underwriters before the commencement of such further transit and subject to an additional premium, such insurance reattaches
3.3.1 in the case of the subject-matter insured having been discharged, as the subject-matter insured and as to any part as that part is loaded on the on-carrying aircraft for the transit;
3.3.2 in the case of the subject-matter insured not having been discharged, when the aircraft departs from such deemed final place of discharge;
  thereafter such insurance terminates in accordance with 3.1.4.
3.4 Subject to prompt notice to Underwriters, and to an additional premium if required, this insurance shall remain in force within the provisions of these Clauses during any deviation, or any variation of the adventure arising from the exercise of a liberty granted to the air carrier under the contract of carriage.
 (For the purpose of Clause 3)
“oversea vessel” shall be deemed to mean a vessel carrying the subject-matter from one port or place to another where such voyage involves a sea passage by that vessel)

Continued …

4. Where, after attachment of this insurance, the destination is changed by the Assured, held covered at a premium and on conditions to be arranged subject to prompt notice being given to the Underwriters.

5. Anything contained in this contract which is inconsistent with Clauses 2.8, 2.9 or 3 shall, to the extent of such inconsistency,  be null and void.

CLAIMS
6. 6.1 In order to recover under this insurance the Assured must have an insurable interest in the subject-matter insured at the    time of the loss.
 6.2 Subject to 6.1 above, the Assured shall be entitled to recover for insured loss occurring during the period covered by this I   insurance, notwithstanding that the loss occurred before the contract of insurance was concluded, unless the Assured    were aware of the loss and the Underwriters were not.

7. 7.1 If any Increased Value insurance is effected by the Assured on the cargo insured herein the agreed value of the cargo  shall be deemed to be increased to the total amount insured under this insurance and all Increased Value insurances covering  the loss, and liability under this insurance shall be in such proportion as the sum insured herein bears to such total amount  insured.
  In the event of claim the Assured shall provide the Underwriters with evidence of the amounts insured under all other insurances.
 7.2 Where this insurance is on Increased Value the following clause shall apply:
The agreed value of the cargo shall be deemed to be equal to the total amount insured under the primary insurance and all Increased Value insurances covering the loss and effected on the cargo by the Assured, and liability under this insurance shall be in such proportion as the sum insured herein bears to such total amount insured.
  In the event of claim the Assured shall provide the Underwriters with evidence of the amounts insured under all other insurances.

BENEFIT OF INSURANCE
8. This insurance shall not inure to the benefit of the carrier or other bailee.

MINIMISING LOSSES
9. It is the duty of the Assured and their servants and agents in respect of loss recoverable hereunder
 9.1 to take such measures as may be reasonable for the purpose of averting or minimising such loss,
  and
 9.2 to ensure that all rights against carriers, bailees or other third parties are properly preserved and exercised and the    Underwriters will, in addition to any loss recoverable hereunder, reimburse the Assured for any charges properly and    reasonably incurred in  pursuance of these duties.

10. Measures taken by the Assured or the Underwriters with the object of saving, protecting or recovering the subject-matter insured shall  not be considered as a waiver or acceptance of abandonment or otherwise prejudice the rights of either party.

AVOIDANCE OF DELAY
11. It is a condition of this insurance that the Assured shall act with reasonable despatch in all circumstances within their control.

LAW AND PRACTICE
12. This insurance is subject to English law and practice.